You’ll be prompted to link a bank account once you sign up for Ellevest. You can also change your bank account by clicking on Investing & Banking in the top left-hand corner and selecting Linked Banks from the dropdown. (Clients must wait 60 days to make changes to their bank links after linking a new account).
Ellevest uses a third-party provider called Plaid to connect and manage your linked bank. When you first create your Ellevest account, there are a few different ways to link an external bank:
- Find your bank and verify your account by logging in directly
- Automatic verification by entering account and routing numbers
- Manual verification by entering account and routing numbers
Find your bank and verify your account by logging in directly
For most users, you will select your bank and use your login information and Plaid will link your bank to Ellevest. If Plaid does not support your bank, you will be prompted to link your account via manually verifying two test deposits.
Step 1: Launch bank linking with Plaid
Step 2: Select or search for your bank
Step 3: Log in with your bank credentials
Step 4: Select the bank account you’d like to link to Ellevest
Step 5: Continue to complete setting up your Ellevest account
Automatic verification by entering account and routing numbers
Some users will be able to link their bank account to Ellevest by entering account and routing information, and your account will be verified automatically. Plaid will make 2 test deposits to your bank account and automatically verify the deposits within 1-2 business days.
Step 1: Enter your login credentials for the bank account you would like to link to Ellevest
Step 2: Select the specific account that you would like to connect
Step 3: Enter the routing number for your account.
Step 4: Enter the account number for your account.
Step 5: Continue and complete setting up your Ellevest account.
Step 6: That’s it! Plaid will automatically verify your account for you.
Manual verification by entering account and routing numbers
If your bank isn’t supported for automatic verification, Plaid will make 2 small deposits to your account. Find the deposits in your bank account and enter the exact amounts in Ellevest to verify your bank account.
Deposits will be made within one business day, and will be valid for 7 business days until they expire.
Step 1: When prompted, choose to link to your bank with account numbers
Step 2: Select your bank
Step 3: Enter your bank account’s routing number
Step 4: Enter the account number for the account that you would like to link to Ellevest
Step 5: Continue and complete setting up your Ellevest account
Step 6: In 1 business day sign in to Ellevest and verify the test deposit amounts