Based on the information you provide, we consider the following factors in our analysis:
- The fees that you pay to your current provider versus the fees you would pay at Ellevest Digital or Premium. Our analysis includes a cost comparison of our recommended portfolio with your current portfolio as well as a portfolio constructed from the lowest cost funds in your plan with a similar asset allocation. Our assessment also includes the impact of fund, advisory, and plan administrative fees.
- The advisory services you would receive from Ellevest Digital or Premium, which include savings recommendations, personalized investment recommendations, ongoing management, and automatic rebalancing at no additional charge. Some of these services may also be offered as part of your current plan. Our assessment is based only on those services that have been quantified by third party research.